In no particular order...
- Have a basic emergency fund ($2000 or more; emergencies are expensive these days).
- Have a fully-funded emergency fund (for longer term emergencies like illnesses or job loss; make sure this fund can cover six months or more of your monthly expenses).
- Have suitable insurance (life, home, auto, long-term care, umbrella, travel, etc).
- Participate in physical fitness activities every.single.day.
- Stay on top of health problems and reverse them if possible (type 2 diabetes is reversible for most, type 1 isn't).
- Get a tetanus vaccine if you haven't had one in the last several years (confirm the necessity of this with your doctor).
- Change out your fire/smoke/CO detectors if you haven't done this in the past seven years. Also be sure your fire extinguishers are fully charged.
- Learn how to physically protect yourself (karate, boxing, tae kwon do, etc).
- Get a firearm, learn how to use your firearm, and get a concealed carry license if this is something you want to do.
- Perform an annual home safety review and fix any problems.
- Protect yourself from identity theft by using this handy checklist.
- Protect yourself from scammers.
- Make your home a hard target when it comes to robbery and burglary.
- Protect your mental health from the difficulties of modern life.
- Protect yourself from violent crime.
- Know how to be proactive with school and workplace violence.
- Diversify your assets (don't keep all of your financial eggs in one basket).
- Stay up-to-date with local, state, national, and international news so you won't be surprised by things like weather emergencies, violent protests in your city, etc.
- Choose a career path that is lucrative, in-demand, and not subject to out-sourcing to overseas labor.
- Protect your future (choose a good spouse, don't commit crimes, teach your children well so you can avoid legal/financial issues due to your child's behavior, avoid lawsuits, etc).
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