Here's a challenge that can come in quite handy sometimes. Can you earn $500 cash in one day? Legally? Ethically? The idea here is to be able to meet your emergency financial needs as quickly and effectively as possible while still earning the money in a legal, ethical fashion. First make a list of the things you could do to earn this money (the possibilities are endless--babysit 10 kids at $50 each for a day, cut up and sell a couple of loads of firewood, pressure wash five roofs in your neighborhood, build a website for a local business...). With people facing a variety of financial challenges these days--gas prices and food prices among the leaders--it is important for everyone to be able to, as Dave Ramsey says, get "gazelle intense" and actually meet this type of goal.